FHA 203(K) Rehab Loan

An FHA 203K rehab loan allows you to borrow money for both the purchase of a home and home improvements, all in a single loan. FHA’s mission is to promote home ownership, so properties in less-than-perfect conditions are a good way to go.

FHA 203 (K) Loans are especially attractive to…

  • Borrowers who are buying a new home that is a “fixer upper.”
  • Buyers who want to finance the cost of purchasing a home and needed improvements into a single loan.
  • Those who might not otherwise qualify for a conventional construction loan.

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Loan Features

Combining the home purchase and repair costs into one loan

FHA 203K loans are a great way for home buyers to purchase a home needing some repairs using a single loan.

Low down payment

A 203K mortgage follows general FHA loan requirements.

Types of improvements

FHA 203K offers two options: Standard and Limited. For smaller improvements of up to $36,000, look for the Limited 203K. Larger renovations refer to the Standard 203K.


Borrowers qualify for 203K rehab loans, which are the same as a general FHA transaction.

FHA 203(K) Rehab Loan


Sunrise Mortgage Group provides you with the tools you need to make the right borrowing decisions. These calculators may borrowers in determining different values in the loan process. Try to ensure the information you enter is as accurate as possible.

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