VA Loan

A VA loan makes home ownership more affordable for qualified U.S. veterans, thanks to no-money-down options and favorable terms. VA home loans are provided by lenders, and the VA guarantees a portion of loans for veterans so they can qualify for an attractive financing package. The Veterans Benefits Administration (VA) provides this benefit to qualified veterans to finance a home purchase, and there are several VA loan programs to choose from.

VA Loans are especially attractive to…

  • U.S. veterans looking to buy or refinance a primary residence
  • Borrowers with limited savings for downpayment and closing costs
  • Low-to moderate-income borrowers

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Loan Features

No money down

Qualified borrowers may be able to finance up to 100% of the purchase price with no downpayment required on certain VA loan products.

No mortgage insurance

The VA does not require monthly mortgage insurance. A funding fee is generally required for all transactions

Fixed and ARM rate options

Borrowers have several options to lock in attractive VA mortgage rates with terms that meet their needs.

Interest rate reduction refinance option

Refinancing your existing VA loan into a new one with lower interest or terms is available with minimal documentation

No prepayment penalties

Refinance, pay the full loan balance off, or make larger monthly payments at any time with no early payment fees.


Sunrise Mortgage Group provides you with the tools you need to make the right borrowing decisions. These calculators may borrowers in determining different values in the loan process. Try to ensure the information you enter is as accurate as possible.

You have questions, we have answers.

Together, we’ll find great mortgage solutions.
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